Terms and Conditions — American Online Casinos

These terms and conditions govern your use of American Online Casinos at funerals-and-flowers.com. By browsing or using this site you agree to the terms set out below. Please read them carefully before relying on any content you find here. If you do not agree, please stop using the site.

What This Site Is and What It Is Not

American Online Casinos is an independent comparison and information website. We research, review and rank online casinos that accept players from the United States. We are not a casino operator, a gambling platform or a financial services provider. We do not operate games, accept deposits, hold funds or process withdrawals on behalf of any user.

Nothing on this site constitutes a guarantee of winnings, a promise of profit or personal financial advice. Online casino games carry a built-in house edge. Outcomes are determined by certified random number generators and are never predictable or guaranteed. Any reference to bonuses, offers or promotions describes what operators have advertised; it is not a promise that you will receive those benefits, and all offers are subject to each operator's own terms.

Editorial Independence and Commercial Relationships

Some of the casino operators featured on this site pay us a commission if a user clicks through to their site and registers or deposits. This is how comparison sites of this kind are typically funded. However, commercial relationships do not determine rankings or editorial ratings. Our rankings are based on the research criteria described on our free spins no deposit review page, and a casino cannot buy a higher position on this site.

Where a commercial relationship exists, we consider it disclosed by this notice. We recommend reading this page in full before acting on any recommendation you find here.

Accuracy and Fact-Checking

We make reasonable efforts to keep the information on this site accurate and current. Offers, bonus terms, payment methods, game libraries and regulatory details can change without notice. The most recent fact-check of the content on this site was completed on 20 August 2026. Always verify current terms directly with the casino operator before registering or depositing.

We never claim to have personally deposited, played, tested or withdrawn from any casino we review. Our assessments are based on publicly available information, operator disclosures and independent research. Where information was not available, we say so rather than inventing it.

Who May Use This Site

This site is intended for adults only. Online gambling in the United States is subject to a patchwork of state and federal laws. The following eligibility points apply:

Minimum age: You must be at least 21 years old to gamble online in most US jurisdictions. Some states permit certain gambling activities at 18, but 21 is the standard threshold for casino-style games. Never gamble if you are under the legal age in your state.
Physical location: Most licensed online casinos that operate legally in the US require you to be physically located within an approved state at the time of play, not merely a resident there. Geolocation technology is typically used to verify this.
State law: Online casino gambling is not legal in every US state. It is your responsibility to confirm that accessing and using an online casino is lawful where you are located. This site does not constitute legal advice.
Identity verification: Licensed operators are required to verify your identity before processing withdrawals and in some cases before you can play. You should expect to provide government-issued photo ID, proof of address and possibly additional documentation (Know Your Customer, or KYC, requirements).

The Casinos We Feature

The operators listed on this site — including Raging Bull, Slots of Vegas, Ignition, Ducky Luck, Slots and Casino, Card Crush, Zumba Cards, Casino Extreme and Dream Royale — are the only operators we name, rank or link to. We do not endorse operators outside this list, and any casino not appearing in our ranked content has not been included in our review process.

Inclusion on this site is not a guarantee of regulatory compliance in your specific state. Licensing arrangements in the US online gambling market vary significantly by state, and some operators serve US players under offshore licences rather than state-issued ones. Where licensing information is material to your decision, check directly with the operator and with your state gaming authority.

Bonuses and Promotional Offers

Bonuses described on this site — including welcome bonuses, free spins and deposit matches — are advertised by the operators themselves. The following points apply to all bonus content on this site:

Bonuses almost always carry wagering requirements (sometimes called playthrough requirements), meaning you must wager the bonus amount — or the bonus plus your deposit — a specified number of times before withdrawing.
Bonuses may have expiry dates. Unused bonus funds or free spins may be forfeited after a set period.
Certain games may be excluded from bonus play or may contribute less than 100% toward meeting wagering requirements.
Maximum withdrawal limits may apply to winnings derived from bonus funds.
Bonuses described as being available with "no deposit" still require you to register a real account and meet any operator eligibility criteria. They are not unconditional cash gifts.

Always read the full bonus terms on the operator's own site before claiming any offer. We recommend visiting our free spins no deposit guide for a fuller explanation of how these promotions work in practice.

Payment Methods and Withdrawals

The casinos featured on this site offer a range of payment options commonly accepted in the US market. These typically include ACH bank transfers, debit cards, cryptocurrency, digital wallets, online banking transfers and in some cases cash at partner casino locations. Not every method is available at every operator, and availability can vary by state.

Withdrawal processing times, fees and minimum or maximum limits are set by individual operators, not by this site. Identity verification (KYC) is a standard requirement before any withdrawal is processed. We do not represent that withdrawals will be fast, free or unconditional — check the cashier section of the operator's site for the current terms.

Game Fairness, RTP and House Edge

Reputable online casinos use certified random number generators (RNGs) to determine game outcomes, verified by independent testing laboratories. Return to Player (RTP) percentages are long-term statistical averages calculated over many thousands of rounds — they describe the theoretical payout rate of a game, not what any individual player will experience in a session. A slot with a 96% RTP does not return $96 for every $100 wagered by every player; it means that, across an enormous sample of play, the game returns that proportion of total wagers.

The house edge means the casino retains a mathematical advantage over time. No strategy, system or betting pattern eliminates this. We do not publish or endorse any claim to the contrary.

Security and Data

This site uses HTTPS encryption to protect data transmitted between your browser and our servers. We do not collect financial information from users. Any personal data you submit — for example, through a contact form — is handled in accordance with our privacy practices. For data collected by casino operators when you register with them, refer to each operator's own privacy policy.

We recommend that users protect their casino accounts with strong, unique passwords and enable two-factor authentication where the operator offers it. Never share your login credentials with anyone.

Responsible Gambling

Gambling should be a form of entertainment, not a source of income or a way to recover money you have lost. If gambling stops being enjoyable, or if it begins to affect your finances, relationships or wellbeing, please seek support.

Tools that responsible operators make available — and that you should use — include:

Deposit limits — cap how much you can add to your account in a given period
Spending and loss limits — restrict how much you can wager or lose
Session time limits and reality checks — reminders of how long you have been playing
Self-exclusion — a voluntary block on your account, available through individual operators and through state-level self-exclusion registries
Cool-off periods — a temporary pause on your account, shorter than full self-exclusion

National support is available through the National Problem Gambling Helpline at 1-800-522-4700, which operates 24 hours a day, seven days a week. You can also find resources through the National Council on Problem Gambling at ncpgambling.org. State-specific services are listed by most state gaming authorities. Further guidance on playing within your means is available on our responsible gambling page.

Never gamble with money you cannot afford to lose. Never use borrowed money — including credit cards used as a cash advance — to fund gambling. Set your limits before you play, not after.

Third-Party Links

This site contains links to third-party casino websites. When you follow a link to an external site, you leave funerals-and-flowers.com and are subject to that site's own terms, conditions and privacy policies. We are not responsible for the content, availability or conduct of any third-party website, including any casino operator we link to.

Limitation of Liability

American Online Casinos and its operators accept no liability for losses incurred as a result of gambling at any casino linked to or described on this site. Information is provided for research and comparison purposes only. You are solely responsible for any decision to register with, deposit at or play at an online casino. We are not liable for inaccuracies in operator-supplied information, changes to offers or terms that occur after our last fact-check, or any failure by an operator to honour a promotion or process a withdrawal.

Changes to These Terms

We may update these terms and conditions from time to time. The current version will always be available at funerals-and-flowers.com/terms-and-conditions. Continued use of the site after any update constitutes acceptance of the revised terms. The date at the top of this page indicates when the content was last reviewed.

Contact

If you have a question about these terms, about the way a casino is presented on this site, or about anything else you have read here, please get in touch via our contact page. We aim to respond to all enquiries within a reasonable time. You can also learn more about how this site operates on our about us page.